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Sanders is ahead in everything.

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    Schmidt said: "they need to unify on a common message."

    We finally agree to some extent. I have been saying how the DNC pissed away support for the last 40 years supporting every issue that came up. If the party had stuck to the working people this would be a peaceful prosperous world today. Looking out for the working people would have kept Wall Street in line, reduced international intervention , promoted healthcare and on and on. Instead the DNC turned the keys over to the self interested war mongering right wing. And now we pay the price and had better solidify behind the working class. Working from the bottom up will fix everything .

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    Chet --- You agree on the need for a unified message, but I'm sure we'll disagree what that message should be. For one thing, you need to more closely examine the facts and not repeat Republican talking points.

    Lincoln Mitchell, Huffington Post, November 20, 2016: The Democratic Party, Working Class Whites And Republican Racism

    Mitchell writes about the falsehood that Democrats losing touch with white working class voters. He calls this "trope" an "historical right wing talking point"..."appealing because it plays on liberal guilt, allows conservatives to nurture a subtext that coastal liberals are somehow not really Americans, and makes it easy to ignore the nature of half a century of Republican efforts to win these votes".

    "White working class anger did not lead people to vote for Trump; Trump led people to white working class anger. An important part of this election was that Donald Trump spent a year and a half telling white Americans that they needed to be angry about the state of the world and the country. He did this through incoherent arguments, misrepresentations of economic data, prejudice and outright lies. Trump obviously benefited from this anger, but in a very real way, he created it as well. Moreover, Trump did not create this campaign out of whole cloth, but rather built on the efforts of the right wing media and political leadership over the last several decades to stoke white working class anger as a way to corral votes for a party with a royalist economic platform. Those lower income white workers who voted for Trump may believe they have been abandoned by the Democrats, but they have been manipulated and exploited to a much worse end by the Republicans."

    ==================

    Mitchell speaks for me. I need not say more.

    Amen...

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    So what is your unified common message??
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    "Those lower income white workers who voted for Trump may believe they have been abandoned by the Democrats, but they have been manipulated and exploited to a much worse end by the Republicans."

    If they had good paying jobs and healthcare they could afford from Obama Hillary would be president today. Period.

    "He stands in the waiting room of Gulfcoast Legal Services offices in Sarasota with an armful of documents and a belly full of bile. "They have failed me," he says. "Obama came in offering hope and change but he's failed. I just want to save my mother's house."

    Owings is voting for Mitt Romney. Does he think Romney will improve his lot? "I'm willing to try anything at this point," he says."

    www.google.com/amp/s/amp.theguardian.com

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    Chet Ruminski Wrote: So what is your unified common message??

    Go to HillaryClinton.com and Hillary's Vision for America.

    It has appeal to a wide range of the electorate, but perhaps would lose some from the Our Revolution movement. I suppose the best thing would be to take Hillary's name off of it and call it a "Winning Vision for America".

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    Not that I want to get into the recriminations, but as detailed as the below is, it misses the "reality" that without a robust criminal referral process (which we used to have) all of the below is virtually impossible until very bad things happen, and when you take financial contributions from known financial felons it's hard to take seriously:

    "Hillary would also hold both corporations and individuals on Wall Street accountable by:

    • Prosecuting individuals when they break the law. Hillary would extend the statute of limitations for prosecuting major financial frauds, enhance whistleblower rewards, and provide the Department of Justice and the Securities and Exchange Commission with more resources to prosecute wrongdoing.
    • Holding executives accountable when they are responsible for their subordinates’ misconduct. Hillary believes that when corporations pay large fines to the government for violating the law, those fines should cut into the bonuses of the executives who were responsible for or should have caught the problem. And when egregious misconduct happens on an executive’s watch, that executive should lose his or her job.
    • Holding corporations accountable when they break the law. Hillary will make sure that corporations can’t treat penalties for breaking the law as merely a cost of doing business, so we can put an end to the patterns of corporate wrongdoing that we see too often today."
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    Carlitos Wrote:

    Not that I want to get into the recriminations, but as detailed as the below is, it misses the "reality" that without a robust criminal referral process (which we used to have) all of the below is virtually impossible until very bad things happen, and when you take financial contributions from known financial felons it's hard to take seriously:

    "Hillary would also hold both corporations and individuals on Wall Street accountable by:

    • Prosecuting individuals when they break the law. Hillary would extend the statute of limitations for prosecuting major financial frauds, enhance whistleblower rewards, and provide the Department of Justice and the Securities and Exchange Commission with more resources to prosecute wrongdoing.
    • Holding executives accountable when they are responsible for their subordinates’ misconduct. Hillary believes that when corporations pay large fines to the government for violating the law, those fines should cut into the bonuses of the executives who were responsible for or should have caught the problem. And when egregious misconduct happens on an executive’s watch, that executive should lose his or her job.
    • Holding corporations accountable when they break the law. Hillary will make sure that corporations can’t treat penalties for breaking the law as merely a cost of doing business, so we can put an end to the patterns of corporate wrongdoing that we see too often today."
    All after the fact. Does absolutely nothing to prevent wrong doings. The assumption has to be that the system is fine and humans cause the violations. It calls to attention the difference in regulating traffic speeds. Writing a speeding ticket or putting speed bumps in the road. The DNC and Hillary refuse to reform and regulate Wall Street. They are satisfied with writing tickets after the fact. They propose nothing to putting money back to work. It will be an easy Democratic Presidential Victory after a real bloodbath candidate campaign.
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    Carlitos -- From Hillary's website below. For some I suppose this is a "baby step", and the overturning Citizens United part sounds like an unachievable campaign promise had she won...but is now even more difficult with Gorsuch in SCOTUS instead of a Hillary pick.

    Campaign Finance reform is what everyone talks about, but is increasingly hard to fix because the donor class owns more and more of our elected officials. And SCOTUS says that's okay and good. That's because much of the public remains ignorant in voting. We are the government that we elect.

    • Overturn Citizens Unitedthe Supreme Court case that unleashed hundreds of millions of dollars in corporate and special-interest money into U.S. elections.Hillary will appoint Supreme Court justices who will protect Americans’ right to vote over the right of billionaires to buy elections. She will also propose a constitutional amendment to overturn Citizens United within her first 30 days in office.
    • End secret, unaccountable money in politics. We need federal legislation to require outside groups to publicly disclose significant political spending. And until Congress acts, Hillary will sign an executive order requiring federal government contractors to do the same. She’ll also push for an SEC rule requiring publicly traded companies to disclose political spending to shareholders.
    • Amplify the voices of everyday Americans. Hillary will establish a small-donor matching system for presidential and congressional elections to give small donors greater influence.
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    Sanders is enough reason for me to not vote. If he becomes the party choice I can stay home. Have voted for nearly 40 years. Perhaps I can say the most by saying nothing at all.
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    Schmidt Wrote:

    Carlitos -- From Hillary's website below. For some I suppose this is a "baby step", and the overturning Citizens United part sounds like an unachievable campaign promise had she won...but is now even more difficult with Gorsuch in SCOTUS instead of a Hillary pick.

    Campaign Finance reform is what everyone talks about, but is increasingly hard to fix because the donor class owns more and more of our elected officials. And SCOTUS says that's okay and good. That's because much of the public remains ignorant in voting. We are the government that we elect.

    • Overturn Citizens Unitedthe Supreme Court case that unleashed hundreds of millions of dollars in corporate and special-interest money into U.S. elections.Hillary will appoint Supreme Court justices who will protect Americans’ right to vote over the right of billionaires to buy elections. She will also propose a constitutional amendment to overturn Citizens United within her first 30 days in office.
    • End secret, unaccountable money in politics. We need federal legislation to require outside groups to publicly disclose significant political spending. And until Congress acts, Hillary will sign an executive order requiring federal government contractors to do the same. She’ll also push for an SEC rule requiring publicly traded companies to disclose political spending to shareholders.
    • Amplify the voices of everyday Americans. Hillary will establish a small-donor matching system for presidential and congressional elections to give small donors greater influence.
    Schmidt, I will assume that a Democratic victory is a given for 2020. That means that every politician that has ever thought about public office is thinking about running for president as a Democrat. I think some astute individual not hamstrung by the Obama legacy is going to come up with a better life for the working class. Recognizing and calling attention to the unfairness of a system that is favorable to the top .001. That is the essence of a message and it will define the messenger with a 2020 victory. There is no reason to hold back and impose suffering on a class just to satisfy the status quo. The 2001 CFMA along with Graham's other setbacks will be exposed and revealed for the double cross they are to the American Economy. Lets see who is first to promise back the future USAmericans had stolen from them.
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    Schmidt Wrote:

    Carlitos -- From Hillary's website below. For some I suppose this is a "baby step", and the overturning Citizens United part sounds like an unachievable campaign promise had she won...but is now even more difficult with Gorsuch in SCOTUS instead of a Hillary pick.

    Campaign Finance reform is what everyone talks about, but is increasingly hard to fix because the donor class owns more and more of our elected officials. And SCOTUS says that's okay and good. That's because much of the public remains ignorant in voting. We are the government that we elect.

    • Overturn Citizens Unitedthe Supreme Court case that unleashed hundreds of millions of dollars in corporate and special-interest money into U.S. elections.Hillary will appoint Supreme Court justices who will protect Americans’ right to vote over the right of billionaires to buy elections. She will also propose a constitutional amendment to overturn Citizens United within her first 30 days in office.
    • End secret, unaccountable money in politics. We need federal legislation to require outside groups to publicly disclose significant political spending. And until Congress acts, Hillary will sign an executive order requiring federal government contractors to do the same. She’ll also push for an SEC rule requiring publicly traded companies to disclose political spending to shareholders.
    • Amplify the voices of everyday Americans. Hillary will establish a small-donor matching system for presidential and congressional elections to give small donors greater influence.

    Chet and Schmidt,

    Nobody, including Bernie, addresses the practical reality that the traditional criminal referral process at the federal financial agencies has been suborned/turned off/corrupted. Foreign concept to even the most progressive Democrats.

    People need to read Bill Black to learn what policing Wall Street actually looks like.

    DoJ/FBI/SEC can't and won't prosecute without these referrals b/c without them they have no idea what the hell is going on until way after the fact and only with the most egregious frauds that lack sophistication.

    Probably more to gain from just saying "No" to contributions from financial felons than in accepting those contributions. So its a false choice to say we have to wait for a SCOTUS/Con Amend fix. And it doesn't even take a Con Amendment to ban those sort of contributions (the gov'ts power as creditor and regulator is sufficient for the Executive branch to take enforcement actions without new legislation or regulation to ban financial felons from making financial contributions to the political process).

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    Carlitos, Greenspan said that he didn't understand derivatives. Here is a look at people that worked for him at the Fed:

    Economists at the Federal Reserve Board conduct cutting edge research on a broad range of topics in economics and finance and contribute substantive policy analyses used by the Board of Governors and the Federal Open Market Committee. In addition to presenting their research to policymakers, Board economists share their research at academic conferences and publish it in peer-reviewed scholarly journals and other outlets. Many preliminary research papers are circulated as Federal Reserve Working Papers and are posted on the Board's public website.

    When he said that and I was watching the hearing when he said it I couldn't believe he said it , the first thing that came to my mind was that he was making a stupid attempt for an excuse or alibi. But anyways in reference to what you said about the referrals I can imagine that it is impossible to get evidence or information about wrong doings. I will look to see what the reasons are you are referring to about the difficulty or absence of criminal evidence. In any case it all involves people making a lot of money. Additionally i read that investigator for the SEC and other governing and or monitoring agencies are usually found working in the financial sectors they previously policed. Movies and perception of Wall Street has glamorized the money making to the extent that there is no guilt or sense of wrong doing connected to any activity. Establishing an actual crime would have to come with help from people that make a good living or soon would be making a good living in the financial sector. I can easily see why what you have described can be the case, or not the case.

    Look at the resistance to regulating or reinstating regulations.

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    Greenspan’s also the guy that said there was “no foreseeable risk” to Charles Keatings’ S&L bank before it crashed, Keating went to prison and 5 US Congressman and the Speaker of the House were implicated in corruption and subject to censure. He was only off by several billion dollars! We only made him Chairman of the Federal Reserve BoG after that.

    He was also one of the idiots in a chorus of idiots who were successful during the Clinton administration in bringing about the idea into policy that you did not need rules about fraud.

    The only time Greenspan stood tall was under questioning by Paul Ryan, when Greenspan let the cat out of the bag under Oath that there is nothing financially preventing the US federal government from creating as many dollars as it wants.

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    This criminal referall process is a practical matter. The FBI and DoJ do not have the resources to ‘walk a beat’ in the world of white collar fraud. The FBI has 2 agents per industry working on white collar fraud at any moment. The federal financial agencies have the expert knowledge on what industry agents are doing, so they have to inform the criminal enforcement people about the crimes being committed and how. Because of the culture of light regulation, revolving door regulators, and straight up political corruption, all of the federal financial agencies failed to do criminal referals when they knew the banks and shadow banks were engaged in egregious frauds. This includes the SEC, CoC, FDIC, FHA, other US Treasury Dept offices, the Treasury Dept itself, the regional Fed banks, & the Fed BoG.

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    Does that mean after the fact information was probably available in the case of 2008. All the abnormal activities like the distortion of the intent and purpose of NINJA Loans could have been exposed and prevented. I personally think the DOW is publishing questionable information not duplicated to my knowledge by any other formula or company.