Truth or Consequences, NM
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I've found that the difference between buying a home, starting a business are two different things when it comes to financing.
Buying a home was basically easy, back when sub prime loans were popular, normal people could get a 4% interest rate, because I owned and operated my own transportation biz, I was able to secure a 12.5% interest rate, and was glad to get it.
My vehicle financing was also higher, 12% on a expedited cargo van.
If you're trying to break into the stock market with a service or product, you're probably going to be susceptible to being put under a microscope examination before any bank will loan any money to you, you have to have a strong financial background.
I once asked a stock broker for money to open a taxi cab company in a small city of 125,000 people, he needed all the particulars, cost of vehicles and type, cost of communication equipment (2 way radios), cost of estimated maintenance, and so forth. When I told him it would take 5-7 years to get a return on his investment of $150,000, he backed out of negotiations.