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Obamacare dangers?

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  • Strongly Liberal Democrat
    Democrat
    Pensacola, FL
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    Will President Obama have an Obama Care Legacy problem.

    As Obama Care becomes more expensive more people will be dropping out. Each increase will see another segment paying so much in premiums they can't meet deductibles and co-pays. The penalty for not having insurance also escalates. The possibility of masses of people paying penalties so that other people can have health insurance is not what you want people to think. Penalizing people for something they can't afford so that better off people can afford it is how the results of the penalty may be perceived. The penalty scheme is the single most anti-Democratic possibly destructive plan ever contrived. The penalty is not going to have the desired effect. People now are dropping out, paying the penalty thinking they can get insurance when they need it. They are counting on the guaranteed acceptance of pre-existing conditions to get insurance for emergencies and catastrophes. I think if Obama wants to have and preserve a legacy he needs to abolish the penalty before he leaves office.

  • Center Left
    Independent
    Central, FL
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    The insurance industry is much like the Republican party. High dollar system who doesn't care about anything except maximizing profits and wealth. People always blame the president who made coverage possible. The poignant question is, what makes you not blame the insurance companies for the rate increases???????????? Is it because they're not black ? This country is so completely narrow minded and shallow. We deserve what we're going to get.
  • Strongly Liberal Democrat
    Democrat
    Pensacola, FL
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    Can't blame insurance companies for being insurance companies. They will by nature and by rule of business maximize profits and minimize costs. I find it hard to believe that insurance companies did not and do not know the costs and reality of covering pre-existing condition coverage as well as the cost of providing every person coverage health care. That is all they are about is cost accounting and cost projections. I think they viewed Obama as wanting a health care insurance legacy and they swindled, tricked him and led him into areas he had no concept of. Furthermore I don't think Obama new or the insurance companies cared about the breaking point of income vs health insurance vs household incomes. The insurance companies disredagarded the number of people that would default on a debt placed on households by another party. The insurance companies as well as Obama threw out the outlier that significant numbers would default. And neither had any concept of the result that may come from millions of people forced into hardship not by their own actions. A really bad outcome is possibly developing. I don't know what the cap is on the penalty but I know it is more than people will stand for.
  • Center Left
    Independent
    Central, FL
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    When did insurance rates not go up ? Luckily there's a black man to blame. If beef prices increased like insurance rates..... there would be riots because huge portions of the country don't "need" insurance but all gods children needs hamburgers. Think damn it
  • Liberal Democrat
    Democrat
    Colorado Springs, CO
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    Chet -- Your posts are an example of the kind of populist misinformation that permeates the internet. I suggest you browse,

    ObamaCare Facts: Facts on the Affordable Care Act

    "In 2015: 1 in 6 Americans got a Health Insurance Marketplace plan for $100 or less, and 87% of people who selected a marketplace plan got financial assistance.

    "In 2016: 7 out of 10 returning Marketplace customers could get a plan for less than $75 a month, and 8 in 10 could get one for $100 or less.

    "For 2017: Despite rate increases, 7 out of 10 Marketplace customers will still be able to get a plan for less than $75, and 8 out of 10 less than $100! This is primarily because cost assistance is based on income. Learn more about how cost assistance works.

    "In all, the latest news is good news in regards to total costs and coverage. A new June 2016 study by the Urban Institute shows the latest long term spending projections are $2.6 trillion lower than the original post-ACA baseline forecast through 2020 — a reduction in projected spending of almost 13%. Read more. Meanwhile, the uninsured rate was estimated to hit an all-time low fell to 9.1% in 2015 according to a 2016 report. Another report demonstrated a steady falling trend under the ACA, but estimated it at an all time low of 11%."

    ---------------------------------------------------------------------------------------------

    Now I'll be the first to admit that Republican false propaganda on the ACA is driving negative perceptions and creating a kind of populist backlash against the ACA...all based on ignorance. If Trump and the Republicans scrap the entire ACA then Americans will not get a better deal than they have now. The ACA can be improved and Democrats recognize that, but Republicans have repeatedly said NO, NO, NO. It is now part of their tribalism and manufactured populism to kill ObamaCare. They rely on the people themselves to spread false information to succeed in that endeavor.

    Republicans could, of course, just scarp the individual mandate, but that would also be the death of the ACA as it requires everyone to contribute who can afford it. However, note that some 24 million Americans are exempt from the individual mandate in 2016 because of low income levels.

    Finally, note also the words, "market place customers" above. The vast majority of Americans get their healthcare coverage through their employer based plans and not the market place.

    There is much more in the above website. Take time to read and learn.

  • Liberal Democrat
    Democrat
    Colorado Springs, CO
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    What Does President Trump Mean for ObamaCare?

    I added the above link in case you missed it in the website above.

  • Liberal Democrat
    Democrat
    Colorado Springs, CO
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    We should also not forget that the individual mandate originated with Republicans under the banner of "make the freeloaders pay". They supported it until Obama adopted it as a part of the ACA. Then they were against it.
  • Independent
    Ft.myers, FL
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    Schmidt Wrote: We should also not forget that the individual mandate originated with Republicans under the banner of "make the freeloaders pay". They supported it until Obama adopted it as a part of the ACA. Then they were against it.

    Schmidt, may be you forgot that some idiot just about an couple weeks before the election came with the "increases" for the ACA; this was also one of the subjects why Hillary lost. I said at that time why did they not wait until after the elections to announce so. But yeah, this must have been an traitor just like the FBI guy.

    Don't worry the real "mess" is still to come; over an couple of years people will beg to get the ACA back, but in the meantime we have then created some more billionaires in the pharma industry. I'm afraid that under Trump the "drug" prices will skyrocket; thus try to stay healthy in an coal dust/exhaust gas environment created by Trump. Wow. Ughe, Ughe

  • Strongly Liberal Democrat
    Democrat
    Pensacola, FL
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    Schmidt, Explain this:

    "So you've got this crazy system where all of a sudden 25 million more people have health care and then the people who are out there busting it, sometimes 60 hours a week, ""wind up with their premiums doubled and their coverage cut in half"". It's the craziest thing in the world," Clinton said."

    You typically credentialize without paying attention to reality. I have a friend, married with three kids, who had to drop his Health Insurance, because his premium went to $19,200 a year. Twice his house payment. He makes 77k a year and can't afford insurance. What can I tell him?

  • Center Left
    Independent
    Central, FL
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    To shop. That's a crazy bad amount. Did he contact a dozen other providers ? I hope he finds help.
  • Independent
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    The aca is bad. But it is far better than what it replaced. Why people are stupid enough to think that premiums would not go up when they have for years and provider charges have gone up as well is beyond me. Single payer is required. For me every insurance company that sells healthcare payment insurance only could go out of business and I wouldn't care. They have made enough money phucquing people for decades.
  • Strongly Liberal Democrat
    Democrat
    Pensacola, FL
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    TJ Wrote: To shop. That's a crazy bad amount. Did he contact a dozen other providers ? I hope he finds help.
    He works offshore 3 weeks home for 2. I talked to a girl today that is going to try and help him.