Are you sure you want to delete this post?
We are off topic again but I'll respond anyway.
Chet -- I did a Google search on the articles.
NCPA: 7 Ways to Keep Health Coverage If You Lose Your Job
The article is dated March 16, 2009, just over three weeks after President Obama took office and the first draft of the Affordable Care Act hadn't even been drafted yet.
The ObamaCare Facts website does address preexisting conditions:
"One exception: Grandfathered individual health insurance plans
""The only exception is for grandfathered individual health insurance plans–the kind you buy yourself, not through an employer. They do not have to cover pre-existing conditions.
If you have one of these plans you can switch to a Marketplace plan during open enrollment and immediately get coverage for your pre-existing conditions.
"What is a Grandfathered Plan: A group health plan that was created—or an individual health insurance policy that was purchased—on or before March 23, 2010. Grandfathered plans are exempted from many changes required under the Affordable Care Act. Plans or policies may lose their “grandfathered” status if they make certain significant changes that reduce benefits or increase costs to consumers. A health plan must disclose in its plan materials whether it considers itself to be a grandfathered plan and must also advise consumers how to contact the U.S. Department of Labor or the U.S. Department of Health and Human Services with questions."
Again these grandfathered plans are those in existence before ObamaCare came into existence. Why would someone with a pre-existing condition hold onto a grandfathered plan that disallowed coverage for that pre-existing condition? Doesn't make sense to me.
Bottom line is that no one seeking health insurance today can be denied coverage or be charged more for a pre-existing condition. In this respect it is the same as Medicare. Medicare does not discriminate against people with pre-existing conditions, and neither does anyone buying insurance on the market place through the Affordable Care Act.
Essentially the extra cost to insurance companies of covering pre-existing conditions is spread over all the plans. We all pay a little extra to have our fellow citizens not denied coverage. I'm okay with that.