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Under Obamacare, to nationally qualify for Medicaid, you simply need to make no more than 133% of the national poverty threshold. But states and local insurance companies can still be more strict and deny coverage. A similar situation exists for CHIP (Children's Health Insurance Program); CHIP allows additional health coverage for kids in households that make too much to qualify for Medicaid, but still bring home a very small annual salary. As the 2014 "poverty threshold" is $11,670 a year (and then you add $4,060 a person after that per household) you can see that making even just marginally more than that is still very hard to live off of, especially while trying to afford health insurance for multiple people in a single household.
Millions of citizens have been positively helped through these two social safety nets, being Medicaid and CHIP. A lot of people likely have had their lives literally saved through these programs actually. But, they are quite expensive and many argue that our country doesn't have the money to continue to fund, let alone expand these programs. In light of our current situation where millions of people are covered through Medicaid/CHIP, and yet millions more fall through the cracks by very strict and specific guidelines, what do you think the qualifications should be? Do you think it should be left up to the states to be able to have their own specific guidelines, or should Obamacare's poverty threshold qualifier be good enough for every state? Should we expand Medicaid and CHIP, or should we reign in spending?
I'm very curious about all this. Health insurance is so confusing to me. I inherently think that health coverage should be available to all, no matter your income level; it should be a basic right and privilege for living in this rich and prosperous country of ours. We should take care of our people, with a combination of preventative and medical care, at little to zero cost. But, I also am not blind to expenses and tax increases. I realize this is a loaded question, as many factors from all kinds of directions should be considered.... all that said, what are your thoughts? What would YOU do, given the power to run the show???